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Business Loan

Equipment Financing Calculator

Estimate your monthly equipment financing payment. Enter the equipment cost, down payment, rate, and term to compare financing options. Includes an optional residual/buyout amount for equipment leases.

By Quick Loan Calculators Team, Financial Content TeamLast reviewed: April 2026
$100,000
$10,000
7%
0%

0% = full payoff. 10% = $1 buyout lease structure.

Monthly Payment

$1,782.11

Financed Amount

$90,000.00

Down Payment

$10,000.00

Total Interest

$16,926.47

Total Cost

$116,926.47

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Payment Breakdown

Payment breakdown: $0.00 principal (0.0%), $16,926.47 interest (100.0%)

Principal

$0.00 (0.0%)

Interest

$16,926.47 (100.0%)

How This Calculator Works

The financed amount equals equipment cost minus down payment, reduced by any residual value. Monthly payment uses standard amortization on the net financed amount. The residual is owed as a balloon payment at term end.

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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.