Personal Loan
Personal Loan Calculator
Estimate your monthly personal loan payment, total interest, and the impact of origination fees. Personal loans are unsecured fixed-rate loans used for debt consolidation, home improvement, medical expenses, and more.
Monthly Payment
$650.05
Amount Received
$19,600.00
Origination Fee
$400.00
Total Interest
$3,401.76
Total Cost
$23,801.76
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Payment Breakdown
Principal
$19,600.00 (85.2%)
Interest
$3,401.76 (14.8%)
How This Calculator Works
Monthly payment is calculated on the full loan amount. The origination fee is deducted from the disbursed funds (you receive less than the loan amount). Total cost includes both interest and the origination fee.
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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.