Mortgage & Home
VA Loan Calculator
Estimate monthly payments for a VA-guaranteed home loan. VA loans offer no down payment, no PMI, and competitive rates for eligible veterans, active-duty service members, and surviving spouses.
Monthly Payment
$3,065.82
Principal & Interest
$2,515.82
Property Tax
$400.00
Home Insurance
$150.00
VA Funding Fee
$8,600.00
Total Loan Amount
$408,600.00
Total Interest
$497,095.37
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Payment Breakdown
Principal
$0.00 (0.0%)
Interest
$497,095.37 (100.0%)
How This Calculator Works
VA loans have no PMI. The VA funding fee varies by down payment and usage history: 0% down (first use) = 2.15%, 5%+ down = 1.50%, 10%+ down = 1.25%. The funding fee can be financed into the loan.
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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.