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Real Estate Investing

Bridge Loan Calculator

Estimate the cost of a bridge loan — short-term financing (6-36 months) used to bridge the gap between purchasing a new property and selling an existing one, or to fund a quick-close acquisition.

By Quick Loan Calculators Team, Financial Content TeamLast reviewed: April 2026
$500,000
10.5%

Monthly Payment (Interest-Only)

$4,375.00

Balloon Payment at Maturity

$500,000.00

Origination Fee

$10,000.00

Total Interest

$52,500.00

Total Cost of Borrowing

$62,500.00

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Payment Breakdown

Payment breakdown: $500,000.00 principal (90.5%), $52,500.00 interest (9.5%)

Principal

$500,000.00 (90.5%)

Interest

$52,500.00 (9.5%)

How This Calculator Works

Bridge loans are typically interest-only with the full principal due at maturity (balloon payment). Monthly cost = interest-only payment. Total cost includes interest payments plus origination points.

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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.