Business Loan
SBA 7(a) Loan Calculator
Estimate monthly payments for an SBA 7(a) loan — the most popular SBA program for working capital, equipment, real estate, and business acquisition. Includes the SBA guarantee fee based on loan size.
Monthly Payment
$6,135.54
SBA Guarantee Fee
$11,250.00
Total Financed
$511,250.00
Total Interest
$225,015.22
Total Cost
$736,265.22
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Payment Breakdown
Principal
$511,250.00 (69.4%)
Interest
$225,015.22 (30.6%)
How This Calculator Works
SBA 7(a) guarantee fees: loans ≤$150K = 2%, $150K-$700K = 3%, >$700K = 3.5% of guaranteed portion. The fee can be financed into the loan. Standard amortization formula for monthly payments.
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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.