Quick Loan Calculators
Free loan calculators — fast, accurate, no signup
61 free calculators across 8 categories
🧮General Loan Calculators(3)
Loan Payment Calculator
Calculate your monthly loan payment, total interest, and total cost for any fixed-rate loan.
Most popular calculator
Amortization Calculator
View a detailed amortization schedule showing how each payment is split between principal and interest.
Loan Comparison Calculator
Compare two loan offers side by side to find the best deal based on monthly payment, total interest, and total cost.
🏠Mortgage & Home Calculators(11)
Mortgage Calculator
Calculate your monthly mortgage payment including principal, interest, taxes, insurance, and PMI.
Refinance Calculator
See how much you could save by refinancing your mortgage at a lower rate or different term.
FHA Loan Calculator
Calculate your FHA mortgage payment including the upfront and annual mortgage insurance premiums.
VA Loan Calculator
Calculate your VA mortgage payment with no down payment required and the VA funding fee included.
HELOC Calculator
Estimate monthly payments during the draw and repayment periods of a home equity line of credit.
Home Equity Loan Calculator
Calculate monthly payments for a fixed-rate home equity loan and see how much equity you can borrow against.
USDA Loan Calculator
Calculate your USDA mortgage payment with zero down payment, including the guarantee fee and annual fee.
Jumbo Loan Calculator
Calculate monthly payments for a jumbo mortgage that exceeds conforming loan limits.
ARM Calculator
Compare adjustable-rate mortgage payments during the fixed period and after the rate adjusts.
First-Time Homebuyer Calculator
Find out how much home you can afford and which loan programs you may qualify for as a first-time buyer.
Manufactured Home Loan Calculator
Calculate monthly payments for financing a manufactured or mobile home.
🚗Auto & Vehicle Calculators(7)
Auto Loan Calculator
Calculate your monthly car payment including down payment, trade-in value, and sales tax.
Car Affordability Calculator
Find out how much car you can afford based on your monthly budget, interest rate, and down payment.
Auto Refinance Calculator
See how much you could save by refinancing your auto loan at a lower rate or shorter term.
Lease vs Buy Calculator
Compare the total cost of leasing versus buying a vehicle to find the better financial option.
RV Loan Calculator
Calculate monthly payments for financing a recreational vehicle with terms up to 20 years.
Boat Loan Calculator
Calculate monthly payments for financing a boat with terms up to 20 years.
Motorcycle Loan Calculator
Calculate monthly payments for financing a motorcycle with terms up to 7 years.
💰Personal Loan Calculators(13)
Personal Loan Calculator
Calculate monthly payments and total cost for a personal loan including origination fees.
Debt Consolidation Calculator
See how much you could save by consolidating multiple debts into a single loan with a lower rate.
Medical Loan Calculator
Calculate monthly payments for financing medical procedures, surgeries, and healthcare expenses.
Wedding Loan Calculator
Calculate monthly payments for financing your wedding with a personal loan.
Vacation Loan Calculator
Calculate monthly payments for financing a vacation or travel expenses.
Emergency Loan Calculator
Calculate monthly payments for an emergency personal loan to cover unexpected expenses.
Dental Loan Calculator
Calculate monthly payments for financing dental work including implants, braces, and cosmetic procedures.
Fertility Loan Calculator
Calculate monthly payments for financing IVF, fertility treatments, and reproductive procedures.
Funeral Loan Calculator
Calculate monthly payments for financing funeral and burial expenses.
Solar Loan Calculator
Calculate monthly payments for financing a solar panel installation and estimate your energy savings.
Pool Loan Calculator
Calculate monthly payments for financing a swimming pool installation.
Adoption Loan Calculator
Calculate monthly payments for financing domestic or international adoption expenses.
Tiny Home Loan Calculator
Calculate monthly payments for financing a tiny house — on wheels or on a foundation.
🎓Student Loan Calculators(5)
Student Loan Repayment Calculator
Estimate your monthly student loan payment and see how extra payments or different repayment plans affect your payoff timeline.
Parent PLUS Loan Calculator
Calculate payments for a federal Parent PLUS loan including the origination fee.
Income-Driven Repayment (IDR) Calculator
Estimate your monthly student loan payment under SAVE, PAYE, IBR, and ICR repayment plans.
Student Loan Forgiveness Calculator
Estimate how much student loan debt could be forgiven under IDR or PSLF programs.
Student Loan Refinance Calculator
See how much you could save by refinancing your student loans at a lower interest rate.
🏢Business Loan Calculators(10)
Business Loan Calculator
Calculate monthly payments and total cost for a business term loan including fees.
SBA Loan Calculator
Calculate payments for SBA 7(a) loans including the SBA guarantee fee schedule.
SBA 7(a) Loan Calculator
Calculate payments for the most common SBA loan program with amounts up to $5 million.
SBA 504 Loan Calculator
Calculate payments for an SBA 504 loan with its unique 50/40/10 structure for real estate and equipment.
SBA Express Loan Calculator
Calculate payments for an SBA Express loan — fast approval with up to $500,000.
SBA Microloan Calculator
Calculate payments for an SBA Microloan — small loans up to $50,000 for startups and small businesses.
Equipment Financing Calculator
Calculate monthly payments for financing business equipment including a residual buyout option.
Farm Loan Calculator
Calculate payments for agricultural and farm loans including FSA and commercial farm financing.
Franchise Loan Calculator
Calculate monthly payments for financing a franchise purchase including franchise fees and buildout.
Startup Loan Calculator
Calculate monthly payments for a startup business loan to fund your new venture.
💳Credit & Debt Calculators(7)
Debt-to-Income (DTI) Calculator
Calculate your debt-to-income ratio to see if you qualify for a mortgage or loan.
Loan-to-Value (LTV) Calculator
Calculate your loan-to-value ratio to understand your equity position and PMI requirements.
Title Loan Calculator
Calculate the true cost of a title loan including fees and the effective annual interest rate.
Payday Loan Calculator
Calculate the true cost and effective APR of a payday loan to understand how expensive they are.
Credit-Builder Loan Calculator
Calculate monthly payments for a credit-builder loan designed to establish or improve your credit score.
Share-Secured Loan Calculator
Calculate payments for a loan secured by your savings or CD at a credit union.
Pawn Loan Calculator
Calculate the true cost and effective APR of a pawn shop loan.
📊Real Estate Investing Calculators(5)
DSCR Loan Calculator
Calculate your Debt Service Coverage Ratio and monthly payment for an investment property loan.
Bridge Loan Calculator
Calculate monthly interest payments and total cost for a short-term bridge loan.
Hard Money Loan Calculator
Calculate monthly interest payments and total cost for a hard money loan based on property value and LTV.
Construction Loan Calculator
Calculate interest payments during the construction phase and your permanent mortgage payment after completion.
Land Loan Calculator
Calculate monthly payments for purchasing raw land, a lot, or acreage.
📖 Guides & Resources
View all guides →Mortgage & Home
How Mortgages Work: A Complete Guide to Home Financing
Learn how mortgages work, from application to closing. Covers mortgage types, what lenders evaluate, closing costs, PMI, and how to compare offers effectively.
General Loan
Understanding Amortization: How Loan Payments Really Work
Learn how amortization works with real math examples. Understand why early payments are mostly interest, how extra payments save money, and how to read an amortization schedule.
Auto & Vehicle
Auto Loans Explained: How to Finance a Car the Smart Way
A complete guide to auto loans covering new vs. used financing, dealer vs. bank loans, rate factors, total cost of ownership, trade-ins, gap insurance, and tips for the best deal.
Personal Loan
Personal Loans Explained: Uses, Rates, and What to Watch For
A practical guide to personal loans covering secured vs. unsecured options, how rates and fees work, where to borrow, credit score impact, and when alternatives make more sense.
Student Loan
Student Loan Repayment Strategies: A Complete Guide
Learn about federal and private student loan repayment options, income-driven plans, loan forgiveness programs, refinancing, and strategies to pay off your student debt faster.
Credit & Debt
Understanding Your Debt-to-Income Ratio
Learn what debt-to-income ratio is, how lenders calculate it, what counts as debt, DTI requirements by loan type, and practical ways to lower your ratio before applying for a loan.
How to Use Our Calculators
Each calculator on this site works the same way: enter the loan details you know (or your best estimates) and see instant results. You can adjust any input and watch the numbers update in real time.
Start with the basics. For most loans, you need three things: the amount you want to borrow, the interest rate, and the loan term. If you don't know the rate yet, check with your bank or credit union for a quote, or use the national average as a starting point. Our calculators show you how changing the rate by even a fraction of a percent affects your monthly payment and total cost.
Every calculator page includes educational content explaining the loan type, a methodology section describing the formulas behind the numbers, and frequently asked questions. If you want a deeper understanding, check out our guides or browse the glossary to look up unfamiliar terms.
All calculations happen in your browser. We don't collect or store the numbers you enter. There is no signup, no email required, and no one will call you.