Skip to main content

Business Loan

Franchise Loan Calculator

Estimate payments for a franchise loan covering the franchise fee, buildout costs, equipment, and initial operating capital. SBA 7(a) loans are the most common financing option for franchises.

By Quick Loan Calculators Team, Financial Content TeamLast reviewed: April 2026
$350,000
$70,000
8%

Monthly Payment

$3,397.17

Loan Amount

$280,000.00

Down Payment

$70,000.00

Total Interest

$127,660.72

Total Cost

$407,660.72

Email me these results

Get a copy of your calculation with a full amortization schedule

Email capture coming soon

Payment Breakdown

Payment breakdown: $280,000.00 principal (68.7%), $127,660.72 interest (31.3%)

Principal

$280,000.00 (68.7%)

Interest

$127,660.72 (31.3%)

How This Calculator Works

Standard amortization on the financed amount. Franchise financing commonly uses SBA 7(a) loans (10-20% down) or conventional business loans. The SBA Franchise Directory lists pre-approved franchises for expedited SBA lending.

Compare business loan rates from top lenders

See personalized offers in minutes — no impact to your credit score

Partner offers coming soon

Frequently Asked Questions

Related Calculators

Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.