Credit & Debt
Loan-to-Value (LTV) Calculator
Find out your loan-to-value ratio and see how it affects your mortgage options. LTV determines whether you need PMI, your interest rate tier, and your refinancing options.
LTV Ratio
80.00%
Equity
$80,000.00
Equity Percentage
20.00%
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How This Calculator Works
LTV = (Loan Amount / Property Value) × 100. For example, a $320,000 loan on a $400,000 property = 80% LTV. PMI is typically required when LTV exceeds 80%.
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Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.