Student Loan
Parent PLUS Loan Calculator
Estimate monthly payments for a Direct PLUS Loan for parents. Parent PLUS loans have a fixed rate and a loan origination fee deducted from the disbursement. See the true cost of borrowing for your child's education.
Monthly Payment
$364.78
Amount Received
$28,731.60
Origination Fee
$1,268.40
Total Interest
$13,773.10
Total Cost
$43,773.10
Email me these results
Get a copy of your calculation with a full amortization schedule
Email capture coming soon
Payment Breakdown
Principal
$28,731.60 (67.6%)
Interest
$13,773.10 (32.4%)
How This Calculator Works
The origination fee is deducted from disbursement — you receive less than the loan amount but repay the full amount. Monthly payment is calculated on the full loan amount using standard amortization.
Compare student loan rates from top lenders
See personalized offers in minutes — no impact to your credit score
Partner offers coming soon
Frequently Asked Questions
Related Calculators
Disclaimer: This calculator provides estimates for informational purposes only. Results are based on the information you provide and standard financial formulas. Actual loan terms, rates, and payments may vary. This is not financial advice. Please consult with a qualified financial professional and verify all figures with your lender before making borrowing decisions.